Who is KerryAnn?
My name is KerryAnn and I am an Australian who loves our great country and living a simple lifestyle.
My very first blog details my personal life story to date as I started my journey to build a blog.
Scribbling in a Journal.
I am a creator of notes, lists, and journals and love to keep records of the things that I have learned during my lifetime. In a past life, I considered writing a book but the creation of the wide world web offers so many other options therefore I elected to blog instead.
As I approach the big 60 – I am looking to a future income entirely from the online world.
I started this blog as a journal of my travels and lifestyle, and almost 3 years later, I realized I got everything wrong. I have spent a considerable amount of time rethinking and reworking my blog before moving on.
You can learn from my mistakes and save yourself a huge headache.
Stop, Think And Re-create
I have stopped traveling for a year to give myself time to rewrite my blog so that it will help people instead of being a sales promotion for my lifestyle and products. I have also reflected on my life and my future.
Looking back I see my husband and I have provided ourselves with a job over the years, traveled, and had a great life but failed to build any investments. It was hard work at times but enjoyable.
I now live a simple life and want to help others on low incomes.
I have achieved many things in my life and have thought that I lived on the smell of an oily rag, however on reflection I realize that economizing in some areas simply allowed me to spend more.
Why I Want to Help People
I recently had an experience where I was kicked off an airline. I had paid my fare 10 months in advance, and because I had a cheap fare and the airline decided to downsize the plane, I was put on a longer later flight. Why me? I was told I had not paid enough for my fare. Not happy Richard.
Many people online feel the same way about those of us who are trying to build a life without forking out thousands of dollars for courses, books, software, and other information.
We may be freebie seekers, but we are human beings first.
We do understand that some money may be required to build an online business. However, when you have a limited budget it is necessary to gather information from all sources.
I personally believe most courses are simply an easier way to acquire this same information. Freebie seekers can find it if we continue to look around. Many courses, I believe are expensive due to the creator needing to recover their marketing costs.
Freebie seekers are not stingy, we just need to apportion our funds to where we will get the most benefit.
One goal of my blog is to help people gather information without resorting to a life of debt that we cannot afford.
What knowledge and life experience do I have that enables me to help others?
A lifetime of living on a low income, travel, camping adventures and currently having the time to soak up as much information as I can so that I can learn and share with others.
I have many faults and made many mistakes. I have no choice but to start over, this time without using any form of credit. I have no assets to loan against, no credit cards for a safety net and no possessions to flip to cover emergencies.
I will succeed or my life will blow up spectacularly. As I share my life with my readers I am focusing on the former.
Building businesses from scratch.
My husband and I started our first mobile business from scratch in 1985 with around $200 in the bank. In order to turn this into a bricks-and-mortar one, we sold our house to raise $18,000 capital.
Our first two businesses gave us an income and like most small businesses a secure job. All spare money was reinvested into the business and we lived well. We did not have an aversion to debt, and as it was easy to remortgage our home and increase our credit card limits we took advantage of this to grow our business and enjoy our life.
Selling this business 2o years later enabled us to clear all debt and start our third business, which started as a bricks-and-mortar and then turned mobile as we took the leap to travel full time.
Gardening, Camping and Plenty of outdoors
Whilst bringing up a family, we chose to stay put and this did have many advantages.
Owning a house enabled a huge fruit and vegetable garden, we enjoyed camping in our spare weekends, encouraged our kids to play sports and had lots of fun and adventure.
Although we did have a couple of overseas holidays and many weekends interstate, most travel opportunities were limited to within 500km (300mile) of our home. However, few weekends were spent at home.
Growing a lot of our own food and cooking from scratch helped us to live on a low food budget. Camping, sport, and outdoor activities gave me practical knowledge for a nomadic lifestyle.
We also enjoyed many hobbies and activities, attended sporting events and other entertainment. A great time was had by all.
A great Travel Adventure – Travel for work.
We spent the past 10 years traveling Australia selling products as we went.
I purchased a camera and started taking snaps of the Australian countryside, although as I photographer I definitely should not consider giving up my day job.
It was fun but the business model was not working and we decided to pull up stumps for a while and earn some money through working for others.
On reflection, I realized that I failed to promote my business. I had no social media presence and my online website was not optimized sufficiently. We had more competition, and these did promote properly which intruded on our market share.
There were fewer customers as the market itself was trending downwards.
We decided to close the business down and take a break from our travel in order to set some solid foundations for the future.
This will give me the time to work solidly on my blog, save money and prepare for the next great travel adventure, this time with my blog as the income source.
My goals and priorities changed with age and I no longer want a big house so I can spend so much time cleaning it. My husband had a similar change of heart so we are both on the same page.
Although we have stopped traveling, we are still living in our motorhome. Living in a small space has a lot of advantages.
We are now living a simple lifestyle with few possessions, improving our health and wellness, reducing expenses, building some savings, together with becoming tidier and more organized. At the same time, I am continuing to learn marketing and growing this blog so I have a future that will provide freedom and travel in retirement.
Love gardening – But.
In our past life we had acreage and a large garden.
We no longer want to spend a whole day every month, and time after work each day tending to our garden, although it was nice to have an acre of lawn, 50 odd fruit trees and heaps of vegetable beds, it was a lot of work.
We now have a small leased block of dirt without power (we use solar, gas & generator) or mains water, (we cart it in). Living without utilities teaches us to save water and reduce our reliance on power. Both lessons greatly reduce our expenses.
Supplementing our food budget with our own produce helps keep our food costs down. Our current vegetable beds are small and provide us with just enough to support our diet.
Traveling is in our bones.
We want the freedom to travel in our retirement and I want to have an income that comes from something I love to do – dabble with writing.
By sharing my beautiful country with others, I want to inspire people to take the plunge and get out of the rat race and enjoy the beautiful countryside.
Living on a low income.
I have always budgeted and lived on a low income. During my lifetime I have done many things to reduce my everyday expenditures so that I could stretch my income further, and I will share my experiences with you.
I have made many mistakes, including spending all my income and more, and I did not put money into assets so now as I approach 60 I am basically starting all over again.
I have very few possessions due to downsizing to a motor home, no assets as I sold them earlier, no debts and have closed down my business and got a part-time job and at almost 60 am starting all over again.
I have burned my bridges so to speak. If I don’t earn any income, I have no money to spend and won’t be able to start traveling again.
I am not a financial consultant and have no qualifications to give financial advice, but I do have a lot of personal experience living well and making the income stretch further. My fault was that I did spend all my money and didn’t save any.
Self Help and Motivation
Over the years I have spent thousands of hours researching, reading, watching TV shows, buying courses, and attending programs learning how to do everything better. I have learned so much and am looking forward to the next step in my life’s journey. Living a simple life with an online income.
Setting Goals and making plans has become important. I have done this in the past but failed to take action. My greatest fault is that I overthink things and don’t take action.
I need to stop procrastinating and start taking action to turn my dreams into reality. I want to inspire others to take action to turn their dreams into reality.
Taking a short break – preparation time.
As previously mentionedl we have pulled up stumps and have part-time jobs.
We are living simply and will save whatever we can to build up our finances so that we can again have some savings to restart our travel journey and continue in retirement.
I will be working on improving my health and losing the extra weight I have been carrying for far too long.
In my spare time, I am working on this blog. I will hit the road when this blog starts making some money to cover our minimalistic living costs.
The thing is, I can choose to stay or travel as the mood takes. Freedom is having choices.
I made money from Affiliate Marketing!
I have earned a little money in 2019 from affiliate marketing, only a little over US$3,000, but I aim to concentrate more in 2020 and improve the quality of this blog and my social media profiles.
My goal is to create an online business that will become my future income source. It may not be enough to live on yet, but one has to start somewhere.
My goal is to make enough money from my current work, blog and selling (goods from my hobbies) at markets that will enable me to live, travel and enjoy life moving forward.
I will enjoy my hobbies (reading, writing, craft work, fossicking, prospecting, gardening, taking photos, learning new things, sharing my life with others in person and online and even have the occasional flutter on lotto or the pokies). I don’t live an excessive lifestyle or have high living costs but I do live WELL on a low income.
Every day is an adventure whether I travel to a new destination or find something new to photograph. Every day I learn something from books, blogs, Wealthy Affiliate, YouTube, or social media.
I may be a bad photographer and even poorer artist but I can live with that. I enjoy putting my thoughts down and sharing them with others.
As long as I can do it MyWay I am happy.
Yes, I made mistakes.
I have made many mistakes in my journey so far, and almost 3 years after starting my blog, I decided to rewrite and fix the whole thing up to make it professional and helpful to others instead of a journal.
I hope that sharing my mistakes and my journey will help others get started in the online world even though they may have a limited income.
Will you join me?